89 BD Privacy Policy – Your Personal Data Is Completely Safe with Us

89 bd collects your information in several ways. Below is a detailed breakdown of what data is collected and why:

Information You Provide Directly:

• Full name and date of birth (for age verification)
• Mobile number & email address (for communication and OTP verification)
• Mobile banking number (for transactions – not stored)
• Identity documents (for KYC verification – only when required)
• Password (stored in encrypted form)

Automatically Collected Information:

• IP Address & Device Type
• Browser type and operating system
• Time spent on the site and pages visited
• Transaction history & gaming activity
• Login time & location (for security purposes only)

* 89 bd never collects or stores your mobile banking PIN or account password.

89 bd uses your information only for specific purposes. We will never use your data for anything else without your explicit consent.

• Account Management: For login, password recovery, and security verification.
• Transaction Processing: To process deposits and withdrawals accurately.
• Customer Support: To respond to your complaints or enquiries.
• Security Verification: For fraud prevention and account security.
• Age Verification: To verify that you are 18 years of age or older.
• Promotional Communications: Only if you have given your consent.
• Service Improvement: To enhance your overall experience.
• Legal Obligations: To comply with applicable laws and regulations.

89 bd does not generally share your data with anyone. However, in certain circumstances, limited sharing may occur:

• Payment Processing Providers: Solely to process transactions, and they are bound by our confidentiality agreement.
• Security Auditor: To verify the security of our systems.
• Legal Authority: When required by law or court order.
• Fraud Prevention System: To detect suspicious activity.

Beyond this, 89 bd does not share any of your information with third parties — no data exchanges with advertising agencies, data brokers, or marketing companies.

89 bd protects your information using the highest industry-standard security technologies. Our security layers include:

• SSL 256-bit Encryption: All data transmissions are secured with bank-grade encryption.
• Encrypted Database: Stored data is protected with AES-256 encryption.
• Two-Factor Authentication: OTP verification for logins and transactions.
• Firewall & Intrusion Detection: Real-time prevention of cyber attacks.
• 24/7 Security Monitoring: Unusual activity is detected automatically.
• Regular Security Audits: Periodic audits conducted by third-party experts.
• Data Minimization: Only the information that is strictly necessary is collected.

89 bd uses cookies on its website. Cookies are small text files stored in your browser that help improve your experience on the site.

• Essential Cookies: To maintain your login session and ensure security. These cannot be disabled.
• Functional Cookies: To remember your preferences (language, theme, etc.).
• Analytics Cookies: To understand how the site is used (anonymized data).
• Performance Cookies: To optimize site loading speed.

You can manage cookies through your browser settings. However, disabling certain cookies may affect the functionality of some features on the site.

89 bd never uses third-party advertising cookies.

89 bd retains your data only for as long as necessary — no longer. Retention periods depend on the type of data and the purpose for which it was collected:

• Account Information: For the duration of the active account and 5 years after closure (as required by law).
• Transaction History: 7 years (in accordance with legal and anti-money laundering regulations).
• Customer Support Chat: 2 years.
• KYC Documents: 5 years after account closure.
• Log Files: 90 days.
• Marketing Consent: Until you withdraw your consent.

89 bd's servers and data processing infrastructure operate in secure data centers. Some services may involve international data transfers.

• All international transfers comply with GDPR and international data protection standards.
• Data is only transferred to countries with adequate data protection laws in place.
• Contractual data processing terms are in place with all third-party service providers.

89 bd strictly does not serve anyone under the age of 18. We do not knowingly collect any data from minors.

• Age verification is carried out at the time of registration.
• KYC verification is carried out if there is any suspicion.
• If a minor's data is collected inadvertently, it will be deleted immediately.
• If a parent or guardian discovers that their child has created an account, please contact us at support@89bd.im.

As an 89 bd user, you have a number of rights over your own data. We respect these rights and make them straightforward to exercise:

To exercise any of these rights, email us at support@89bd.im or reach out via live chat. Requests are typically responded to within 30 business days.

89 bd may update this Privacy Policy from time to time. Changes may occur due to new legal requirements, technological developments, or improvements to our services.

• You will be notified by SMS or email before any significant changes take effect.
• The "Last Updated" date at the top of the page will always be kept current.
• Continued use of the site after any changes constitutes your acceptance of the updated policy.
• Copies of previous versions are available upon request.

For any questions, concerns, or complaints regarding this Privacy Policy, please reach out to 89 bd:

• 📧 Email: support@89bd.im
• 💬 Live Chat: Available on site 24/7
• ⏰ Response Time: Typically 3 minutes (Live Chat), 24 hours (Email)

We take every privacy-related complaint seriously and handle each one with the utmost care.